Protect Your Auto Insurance – 4 Things Not to Say When Filing a Claim

What you say to your auto insurance adjuster can affect your premium. Saying the wrong words will leave them with the impression that you contributed to the accident, which means your premium could get higher the next time.

If you want to protect your auto insurance in Burnaby and avoid higher premiums, here are the things that you should not say to your insurance adjuster:

1. 1. I’m sorry or It was my fault

Under no circumstances should you apologize for the accident to your insurance adjuster. Don’t tell them that the accident was your fault. Let them go through the process of investigating the matter. Don’t apologize to the authorities as well when they are making the police report. It’s not going to help your claim.

2. 2. I believe

Uncertain words like “I think” or “I believe” might make your insurance adjuster think that you are not sure what happened and that can put you in a weak position. It can be harder to negotiate the value of your claim if you are in a weak position. This is why it’s important to be strong in your words. Make sure that you have conviction in what you are saying and that this is really what transpired. Otherwise, it will leave room for doubts.

3. 3. I’m okay

Immediately assuming that you did not suffer from damages brought about by the accident can be damaging. Get the medical assessment that you need even if you feel fine because some injuries might not immediately manifest or will only manifest once the adrenaline dies down. Get checked by a doctor first before you utter words that could affect your claim.

4. 4. Don’t say unnecessary details

Leave it to the investigators to learn more about the accident and just give what you remember from the accident. Saying more than what is necessary can affect the value of your claim.

When you want to get the most of your auto insurance in Burnaby, it’s important that you know what you are entitled to. What does your insurance cover? When getting auto insurance in Burnaby, you should carefully read the fine print and determine what its coverage is. You might be assuming a specific coverage and then end up not getting it at all when the time comes that you file a claim.

You can consult an expert in auto insurance in Burnaby such as AMC Insurance. They can help you in finding the right auto insurance that best fits your needs and your budget. They can help you assess your needs first so that you don’t end up paying more than you should for your insurance. Every year, assess your insurance and find out if there are ways for you to save more money.

Robert Cameron is the author of this article. For more details about Farm Insurance in Abbotsford please visit our website: amcinsurance.ca